My Review

New Build Mortgages

We offer New Build mortgages tailored to fit your needs, as well as a choice from a wide range of fixed or variable mortgages. 

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Find a New Build mortgage to suit you

If you're buying a new build home and your loan-to-value (LTV) ratio is above 85%, you can select a suitable mortgage from the range below.

If your LTV is 85% or below, you'll be able to select a suitable mortgage either from the range below or from the rest of our residential purchase range.

To view our full range of mortgages available, please download the full Skipton mortgage product range guide for either Purchases or Remortgages or contact one of our mortgage team on 0345 850 1711.

Initial rate payable 2.65% Fixed until 31/01/2020
Changing to 4.74%
our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is 4.5% APRC
Early Repayment Charges 2% until 31 January 2019,
then
1% until 31 January 2020
Max LTV 90%
Mortgage fees Application:£0
Completion:£0
Find out more
The APRC is calculated based on the following: A repayment mortgage of £160,000 payable over 29 years 8 months initially on a rate fixed until 31/01/2020 at 2.65% and then our RMVR variable rate currently 4.74% for the remaining term would require 24 monthly payments of £648.96 and 331 monthly payments of £825.64 followed by a final payment of £250.57. The total amount payable would be £289,112.45 made up of the loan amount plus interest, CHAPS fee of £6 and Insurance charge of £10. The interest rates quoted include a 0.25% Direct Debit discount.
Initial rate payable 2.35% Fixed until 31/01/2020
Changing to 4.74%
our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is 4.5% APRC
Early Repayment Charges 2% until 31 January 2019,
then
1% until 31 January 2020
Max LTV 90%
Mortgage fees Application:£0
Completion:£995
Find out more
The APRC is calculated based on the following: A repayment mortgage of £255,000 payable over 30 years 2 months initially on a rate fixed until 31/01/2020 at 2.35% and then our RMVR variable rate currently 4.74% for the remaining term would require 24 monthly payments of £987.09 and 337 monthly payments of £1,308.16 followed by a final payment of £365.56. The total amount payable would be £464,905.64 made up of the loan amount plus interest, Completion fee of £995, CHAPS fee of £6 and Insurance charge of £10. The interest rates quoted include a 0.25% Direct Debit discount.
Initial rate payable 3.06% Fixed until 31/01/2023
Changing to 4.74%
our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is 4.2% APRC
Early Repayment Charges 5% until 31 January 2019,
then
5% until 31 January 2020,
then
4% until 31 January 2021,
then
3% until 31 January 2022,
then
2% until 31 January 2023
Max LTV 90%
Mortgage fees Application:£0
Completion:£0
Find out more
The APRC is calculated based on the following: A repayment mortgage of £160,000 payable over 29 years 8 months initially on a rate fixed until 31/01/2023 at 3.06% and then our RMVR variable rate currently 4.74% for the remaining term would require 60 monthly payments of £683.79 and 295 monthly payments of £814.09 followed by a final payment of £345.15. The total amount payable would be £281,529.10 made up of the loan amount plus interest, CHAPS fee of £6 and Insurance charge of £10. The interest rates quoted include a 0.25% Direct Debit discount.
Initial rate payable 2.87% Fixed until 31/01/2023
Changing to 4.74%
our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is 4.2% APRC
Early Repayment Charges 5% until 31 January 2019,
then
5% until 31 January 2020,
then
4% until 31 January 2021,
then
3% until 31 January 2022,
then
2% until 31 January 2023
Max LTV 90%
Mortgage fees Application:£0
Completion:£995
Find out more
The APRC is calculated based on the following: A repayment mortgage of £255,000 payable over 30 years 2 months initially on a rate fixed until 31/01/2023 at 2.87% and then our RMVR variable rate currently 4.74% for the remaining term would require 60 monthly payments of £1,056.91 and 301 monthly payments of £1,288.43 followed by a final payment of £523.11. The total amount payable would be £451,755.14 made up of the loan amount plus interest, Completion fee of £995, CHAPS fee of £6 and Insurance charge of £10. The interest rates quoted include a 0.25% Direct Debit discount.
Product name Initial rate payable Changing to The overall cost for comparison is Early Repayment Charges Max LTV Mortgage fees  
2 Year Fixed Rate New Build Mortgage No Fee for Purchases 2.65% Fixed until 31/01/2020 4.74%
our current RMVR a variable rate for the remainder of the term
4.5% APRC 2% until 31 January 2019,
then
1% until 31 January 2020
90% Application:£0
Completion:£0
Find out more
The APRC is calculated based on the following: A repayment mortgage of £160,000 payable over 29 years 8 months initially on a rate fixed until 31/01/2020 at 2.65% and then our RMVR variable rate currently 4.74% for the remaining term would require 24 monthly payments of £648.96 and 331 monthly payments of £825.64 followed by a final payment of £250.57. The total amount payable would be £289,112.45 made up of the loan amount plus interest, CHAPS fee of £6 and Insurance charge of £10. The interest rates quoted include a 0.25% Direct Debit discount.
2 Year Fixed Rate New Build Mortgage Standard Fee for Purchases 2.35% Fixed until 31/01/2020 4.74%
our current RMVR a variable rate for the remainder of the term
4.5% APRC 2% until 31 January 2019,
then
1% until 31 January 2020
90% Application:£0
Completion:£995
Find out more
The APRC is calculated based on the following: A repayment mortgage of £255,000 payable over 30 years 2 months initially on a rate fixed until 31/01/2020 at 2.35% and then our RMVR variable rate currently 4.74% for the remaining term would require 24 monthly payments of £987.09 and 337 monthly payments of £1,308.16 followed by a final payment of £365.56. The total amount payable would be £464,905.64 made up of the loan amount plus interest, Completion fee of £995, CHAPS fee of £6 and Insurance charge of £10. The interest rates quoted include a 0.25% Direct Debit discount.
5 Year Fixed Rate New Build Mortgage No Fee for Purchases 3.06% Fixed until 31/01/2023 4.74%
our current RMVR a variable rate for the remainder of the term
4.2% APRC 5% until 31 January 2019,
then
5% until 31 January 2020,
then
4% until 31 January 2021,
then
3% until 31 January 2022,
then
2% until 31 January 2023
90% Application:£0
Completion:£0
Find out more
The APRC is calculated based on the following: A repayment mortgage of £160,000 payable over 29 years 8 months initially on a rate fixed until 31/01/2023 at 3.06% and then our RMVR variable rate currently 4.74% for the remaining term would require 60 monthly payments of £683.79 and 295 monthly payments of £814.09 followed by a final payment of £345.15. The total amount payable would be £281,529.10 made up of the loan amount plus interest, CHAPS fee of £6 and Insurance charge of £10. The interest rates quoted include a 0.25% Direct Debit discount.
5 Year Fixed Rate New Build Mortgage Standard Fee for Purchases 2.87% Fixed until 31/01/2023 4.74%
our current RMVR a variable rate for the remainder of the term
4.2% APRC 5% until 31 January 2019,
then
5% until 31 January 2020,
then
4% until 31 January 2021,
then
3% until 31 January 2022,
then
2% until 31 January 2023
90% Application:£0
Completion:£995
Find out more
The APRC is calculated based on the following: A repayment mortgage of £255,000 payable over 30 years 2 months initially on a rate fixed until 31/01/2023 at 2.87% and then our RMVR variable rate currently 4.74% for the remaining term would require 60 monthly payments of £1,056.91 and 301 monthly payments of £1,288.43 followed by a final payment of £523.11. The total amount payable would be £451,755.14 made up of the loan amount plus interest, Completion fee of £995, CHAPS fee of £6 and Insurance charge of £10. The interest rates quoted include a 0.25% Direct Debit discount.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
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