My Review

New Build Mortgages

We offer New Build mortgages tailored to fit your needs, as well as a choice from a wide range of fixed or variable mortgages. 

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Find a New Build mortgage to suit you

If you're buying a new build home and your loan-to-value (LTV) ratio is above 85%, you can select a suitable mortgage from the range below.

If your LTV is 85% or below, you'll be able to select a suitable mortgage either from the range below or from the rest of our residential purchase range.

Initial rate payable 2.65% Fixed until 31/01/2020
Changing to 4.74%
our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is 4.5% APRC
Early Repayment Charges 2% until 31 January 2019,
then
1% until 31 January 2020
Max LTV 90%
Mortgage fees Application:£0
Completion:£0
Find out more
The APRC is calculated based on the following: A repayment mortgage of £160,000 payable over 29 years 8 months initially on a rate fixed until 31/01/2020 at 2.65% and then our RMVR variable rate currently 4.74% for the remaining term would require 24 monthly payments of £648.92 and 331 monthly payments of £825.59 followed by a final payment of £249.13. The total amount payable would be £289,093.50 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
Initial rate payable 2.35% Fixed until 31/01/2020
Changing to 4.74%
our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is 4.5% APRC
Early Repayment Charges 2% until 31 January 2019,
then
1% until 31 January 2020
Max LTV 90%
Mortgage fees Application:£0
Completion:£995
Find out more
The APRC is calculated based on the following: A repayment mortgage of £255,000 payable over 30 years 2 months initially on a rate fixed until 31/01/2020 at 2.35% and then our RMVR variable rate currently 4.74% for the remaining term would require 24 monthly payments of £987.05 and 337 monthly payments of £1,308.11 followed by a final payment of £364.55. The total amount payable would be £464,886.82 made up of the loan amount plus interest, Completion fee of £995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
Initial rate payable 2.49% Fixed until 31/03/2021
Changing to 4.74%
our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is 4.4% APRC
Early Repayment Charges 3% until 31 March 2019,
then
2% until 31 March 2020,
then
1% until 31 March 2021
Max LTV 90%
Mortgage fees Application:£0
Completion:£995.0
Find out more
The APRC is calculated based on the following: A repayment mortgage of £255,000 payable over 30 years 2 months initially on a rate fixed until 31/03/2021 at 2.49% and then our RMVR variable rate currently 4.74% for the remaining term would require 36 monthly payments of £1,005.44 and 325 monthly payments of £1,299.54 followed by a final payment of £631.95. The total amount payable would be £459,178.29 made up of the loan amount plus interest, Completion fee of £995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
Initial rate payable 2.35%Variable (BoEBR + 1.85%) for 3 years from completion. The pay rate will not go below a floor of 2.35%.
Changing to 4.74%
our current BMVR a variable rate for the remainder of the term
The overall cost for comparison is 4.30% APRC
Early Repayment Charges 0.5% for 3 years
Max LTV 90%
Mortgage fees Application:£0
Completion:£0
Find out more
The APRC is calculated based on the following: A repayment mortgage of £180,000 payable over 31 years 9 months on our variable tracker rate for 3 years at 1.85% above BoEBR and then on our current BMVR variable rate of 4.74%(variable) would require 36 monthly payments of £670.32 and 344 monthly payments of £892.54 followed by a final payment of £331.87. The total amount payable would be £331,497.15 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
Initial rate payable 3.12% Fixed until 31/01/2023
Changing to 4.74%
our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is 4.2% APRC
Early Repayment Charges 5% until 31 January 2019,
then
5% until 31 January 2020,
then
4% until 31 January 2021,
then
3% until 31 January 2022,
then
2% until 31 January 2023
Max LTV 90%
Mortgage fees Application:£0
Completion:£0
Find out more
The APRC is calculated based on the following: A repayment mortgage of £160,000 payable over 29 years 8 months initially on a rate fixed until 31/01/2023 at 3.12% and then our RMVR variable rate currently 4.74% for the remaining term would require 60 monthly payments of £688.93 and 295 monthly payments of £814.92 followed by a final payment of £350.65. The total amount payable would be £282,087.85 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
Initial rate payable 3.04% Fixed until 31/01/2023
Changing to 4.74%
our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is 4.3% APRC
Early Repayment Charges 5% until 31 January 2019,
then
5% until 31 January 2020,
then
4% until 31 January 2021,
then
3% until 31 January 2022,
then
2% until 31 January 2023
Max LTV 90%
Mortgage fees Application:£0
Completion:£995
Find out more
The APRC is calculated based on the following: A repayment mortgage of £255,000 payable over 30 years 2 months initially on a rate fixed until 31/01/2023 at 3.04% and then our RMVR variable rate currently 4.74% for the remaining term would require 60 monthly payments of £1,080.16 and 301 monthly payments of £1,292.43 followed by a final payment of £523.09. The total amount payable would be £454,354.12 made up of the loan amount plus interest, Completion fee of £995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
Product name Initial rate payable Changing to The overall cost for comparison is Early Repayment Charges Max LTV Mortgage fees  
2 Year Fixed Rate New Build Mortgage No Fee for Purchases 2.65% Fixed until 31/01/2020 4.74%
our current RMVR a variable rate for the remainder of the term
4.5% APRC 2% until 31 January 2019,
then
1% until 31 January 2020
90% Application:£0
Completion:£0
Find out more
The APRC is calculated based on the following: A repayment mortgage of £160,000 payable over 29 years 8 months initially on a rate fixed until 31/01/2020 at 2.65% and then our RMVR variable rate currently 4.74% for the remaining term would require 24 monthly payments of £648.92 and 331 monthly payments of £825.59 followed by a final payment of £249.13. The total amount payable would be £289,093.50 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
2 Year Fixed Rate New Build Mortgage Standard Fee for Purchases 2.35% Fixed until 31/01/2020 4.74%
our current RMVR a variable rate for the remainder of the term
4.5% APRC 2% until 31 January 2019,
then
1% until 31 January 2020
90% Application:£0
Completion:£995
Find out more
The APRC is calculated based on the following: A repayment mortgage of £255,000 payable over 30 years 2 months initially on a rate fixed until 31/01/2020 at 2.35% and then our RMVR variable rate currently 4.74% for the remaining term would require 24 monthly payments of £987.05 and 337 monthly payments of £1,308.11 followed by a final payment of £364.55. The total amount payable would be £464,886.82 made up of the loan amount plus interest, Completion fee of £995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
3 Year Fixed Rate New Build Mortgage Standard Fee for Purchases 2.49% Fixed until 31/03/2021 4.74%
our current RMVR a variable rate for the remainder of the term
4.4% APRC 3% until 31 March 2019,
then
2% until 31 March 2020,
then
1% until 31 March 2021
90% Application:£0
Completion:£995.0
Find out more
The APRC is calculated based on the following: A repayment mortgage of £255,000 payable over 30 years 2 months initially on a rate fixed until 31/03/2021 at 2.49% and then our RMVR variable rate currently 4.74% for the remaining term would require 36 monthly payments of £1,005.44 and 325 monthly payments of £1,299.54 followed by a final payment of £631.95. The total amount payable would be £459,178.29 made up of the loan amount plus interest, Completion fee of £995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
3 Year Base Rate Tracker New Build Mortgage No Fee for Purchases 2.35%Variable (BoEBR + 1.85%) for 3 years from completion. The pay rate will not go below a floor of 2.35%. 4.74%
our current BMVR a variable rate for the remainder of the term
4.30% APRC 0.5% for 3 years 90% Application:£0
Completion:£0
Find out more
The APRC is calculated based on the following: A repayment mortgage of £180,000 payable over 31 years 9 months on our variable tracker rate for 3 years at 1.85% above BoEBR and then on our current BMVR variable rate of 4.74%(variable) would require 36 monthly payments of £670.32 and 344 monthly payments of £892.54 followed by a final payment of £331.87. The total amount payable would be £331,497.15 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
5 Year Fixed Rate New Build Mortgage No Fee for Purchases 3.12% Fixed until 31/01/2023 4.74%
our current RMVR a variable rate for the remainder of the term
4.2% APRC 5% until 31 January 2019,
then
5% until 31 January 2020,
then
4% until 31 January 2021,
then
3% until 31 January 2022,
then
2% until 31 January 2023
90% Application:£0
Completion:£0
Find out more
The APRC is calculated based on the following: A repayment mortgage of £160,000 payable over 29 years 8 months initially on a rate fixed until 31/01/2023 at 3.12% and then our RMVR variable rate currently 4.74% for the remaining term would require 60 monthly payments of £688.93 and 295 monthly payments of £814.92 followed by a final payment of £350.65. The total amount payable would be £282,087.85 made up of the loan amount plus interest, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
5 Year Fixed Rate New Build Mortgage Standard Fee for Purchases 3.04% Fixed until 31/01/2023 4.74%
our current RMVR a variable rate for the remainder of the term
4.3% APRC 5% until 31 January 2019,
then
5% until 31 January 2020,
then
4% until 31 January 2021,
then
3% until 31 January 2022,
then
2% until 31 January 2023
90% Application:£0
Completion:£995
Find out more
The APRC is calculated based on the following: A repayment mortgage of £255,000 payable over 30 years 2 months initially on a rate fixed until 31/01/2023 at 3.04% and then our RMVR variable rate currently 4.74% for the remaining term would require 60 monthly payments of £1,080.16 and 301 monthly payments of £1,292.43 followed by a final payment of £523.09. The total amount payable would be £454,354.12 made up of the loan amount plus interest, Completion fee of £995, CHAPS fee of £6. The interest rates quoted include a 0.25% Direct Debit discount.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
Version Info: