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New Build Mortgages

We offer New Build mortgages tailored to fit your needs, as well as a choice from a wide range of fixed or variable mortgages. 

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Find a New Build mortgage to suit you

If you're buying a new build home and your loan-to-value (LTV) ratio is 85% or below, you'll be able to select a suitable mortgage from the range below or the rest of our residential purchase range.

If your LTV is above 85%, you can select a suitable mortgage from the range below.

Below is a selection of our New Build mortgages. To view the full range of mortgages available, please download the full Skipton mortgage product range guide for either Purchases or Remortgages or contact one of our mortgage team on 0345 850 1711.

Initial rate payable 2.85% fixed until 31/10/2019
Changing to 4.74%
our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is 4.5% APRC
Early Repayment Charges 2% until 31 October 2018,
then
1% until 31 October 2019
Max LTV 90%
Mortgage fees Application: No fee
Completion: No fee
Find out more
The APRC is calculated based on the following: A repayment mortgage of £170,000 payable over 29 years 5 months initially on a rate fixed until 31/10/2019 at 2.85% and then our RMVR variable rate currently 4.74% for the remaining term would require 24 monthly payments of £711.21 and 328 monthly payments of £881.91 followed by a final payment of £336.63. The total amount payable would be £306,672.15 made up of the loan amount plus interest, CHAPS fee of £6 and Insurance charge of £10. The interest rates quoted include a 0.25% Direct Debit discount.
Initial rate payable 2.52% fixed until 31/10/2019
Changing to 4.74%
our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is 4.5% APRC
Early Repayment Charges 2% until 31 October 2018,
then
1% until 31 October 2019
Max LTV 90%
Mortgage fees Application: No fee
Completion: £995
Find out more
The APRC is calculated based on the following: A repayment mortgage of £255,000 payable over 29 years 10 months initially on a rate fixed until 31/10/2019 at 2.52% and then our RMVR variable rate currently 4.74% for the remaining term would require 24 monthly payments of £1,017.01 and 333 monthly payments of £1,316.37 followed by a final payment of £475.35. The total amount payable would be £463,234.80 made up of the loan amount plus interest, Completion fee of £995, CHAPS fee of £6 and Insurance charge of £10. The interest rates quoted include a 0.25% Direct Debit discount.
Initial rate payable 3.15% fixed until 31/10/2022
Changing to 4.74%
our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is 4.3% APRC
Early Repayment Charges 5% until 31 October 2019,
then
4% until 31 October 2020,
then
3% until 31 October 2021,
then
2% until 301 October 2022
Max LTV 90%
Mortgage fees Application: No fee
Completion: No fee
Find out more
The APRC is calculated based on the following: A repayment mortgage of £170,000 payable over 29 years 5 months initially on a rate fixed until 31/10/2022 at 3.15% and then our RMVR variable rate currently 4.74% for the remaining term would require 60 monthly payments of £738.58 and 292 monthly payments of £869.65 followed by a final payment of £425.21. The total amount payable would be £298,677.81 made up of the loan amount plus interest, CHAPS fee of £6 and Insurance charge of £10. The interest rates quoted include a 0.25% Direct Debit discount.
Initial rate payable 2.95% fixed until 31/10/2022
Changing to 4.74%
our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is 4.2% APRC
Early Repayment Charges 5% until 31 October 2019,
then
4% until 31 October 2020,
then
3% until 31 October 2021,
then
2% until 301 October 2022
Max LTV 90%
Mortgage fees Application: No fee
Completion: £995
Find out more
The APRC is calculated based on the following: A repayment mortgage of £255,000 payable over 29 years 10 months initially on a rate fixed until 31/10/2022 at 2.95% and then our RMVR variable rate currently 4.74% for the remaining term would require 60 monthly payments of £1,075.19 and 297 monthly payments of £1,296.65 followed by a final payment of £616.25. The total amount payable would be £450,232.70 made up of the loan amount plus interest, Completion fee of £995, CHAPS fee of £6 and Insurance charge of £10. The interest rates quoted include a 0.25% Direct Debit discount.
Product name Initial rate payable Changing to The overall cost for comparison is Early Repayment Charges Max LTV Mortgage fees  
2 Year Fixed Rate New Build Mortgage No fee for purchases 2.85% fixed until 31/10/2019 4.74%
our current RMVR a variable rate for the remainder of the term
4.5% APRC 2% until 31 October 2018,
then
1% until 31 October 2019
90% Application: No fee
Completion: No fee
Find out more
The APRC is calculated based on the following: A repayment mortgage of £170,000 payable over 29 years 5 months initially on a rate fixed until 31/10/2019 at 2.85% and then our RMVR variable rate currently 4.74% for the remaining term would require 24 monthly payments of £711.21 and 328 monthly payments of £881.91 followed by a final payment of £336.63. The total amount payable would be £306,672.15 made up of the loan amount plus interest, CHAPS fee of £6 and Insurance charge of £10. The interest rates quoted include a 0.25% Direct Debit discount.
2 Year Fixed Rate New Build Mortgage Standard fee for purchases 2.52% fixed until 31/10/2019 4.74%
our current RMVR a variable rate for the remainder of the term
4.5% APRC 2% until 31 October 2018,
then
1% until 31 October 2019
90% Application: No fee
Completion: £995
Find out more
The APRC is calculated based on the following: A repayment mortgage of £255,000 payable over 29 years 10 months initially on a rate fixed until 31/10/2019 at 2.52% and then our RMVR variable rate currently 4.74% for the remaining term would require 24 monthly payments of £1,017.01 and 333 monthly payments of £1,316.37 followed by a final payment of £475.35. The total amount payable would be £463,234.80 made up of the loan amount plus interest, Completion fee of £995, CHAPS fee of £6 and Insurance charge of £10. The interest rates quoted include a 0.25% Direct Debit discount.
5 Year Fixed Rate New Build Mortgage No fee for purchases 3.15% fixed until 31/10/2022 4.74%
our current RMVR a variable rate for the remainder of the term
4.3% APRC 5% until 31 October 2019,
then
4% until 31 October 2020,
then
3% until 31 October 2021,
then
2% until 301 October 2022
90% Application: No fee
Completion: No fee
Find out more
The APRC is calculated based on the following: A repayment mortgage of £170,000 payable over 29 years 5 months initially on a rate fixed until 31/10/2022 at 3.15% and then our RMVR variable rate currently 4.74% for the remaining term would require 60 monthly payments of £738.58 and 292 monthly payments of £869.65 followed by a final payment of £425.21. The total amount payable would be £298,677.81 made up of the loan amount plus interest, CHAPS fee of £6 and Insurance charge of £10. The interest rates quoted include a 0.25% Direct Debit discount.
5 Year Fixed Rate New Build Mortgage Standard fee for purchases 2.95% fixed until 31/10/2022 4.74%
our current RMVR a variable rate for the remainder of the term
4.2% APRC 5% until 31 October 2019,
then
4% until 31 October 2020,
then
3% until 31 October 2021,
then
2% until 301 October 2022
90% Application: No fee
Completion: £995
Find out more
The APRC is calculated based on the following: A repayment mortgage of £255,000 payable over 29 years 10 months initially on a rate fixed until 31/10/2022 at 2.95% and then our RMVR variable rate currently 4.74% for the remaining term would require 60 monthly payments of £1,075.19 and 297 monthly payments of £1,296.65 followed by a final payment of £616.25. The total amount payable would be £450,232.70 made up of the loan amount plus interest, Completion fee of £995, CHAPS fee of £6 and Insurance charge of £10. The interest rates quoted include a 0.25% Direct Debit discount.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
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