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Welcome to our Moving House mortgage products

Moving House

If you're thinking of moving house, there are many ways we can help. From our range of products to our mortgage advisors, we're here every step of the way.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

If you're moving home, we can help

If you're moving house and are new to Skipton Building Society, we have a range of mortgages available. We offer cashback on some of our mortgages from time to time, which can help by providing you with a lump sum to help with the costs associated with moving home at a time when you need it most.

If you are an existing mortgage customer, you may also have the option of porting an existing mortgage to your new home, or porting and topping up on a new product (subject to lending criteria).

Below is a selection of our mortgages which are available to customers moving home. To view the full range of mortgages available, please download the full Skipton mortgage product range guide for either Purchases or Remortgages or contact one of our mortgage team on 0345 850 1711.
 

 

Initial rate payable 2.55% Fixed until 31/10/2022
Changing to 4.74%
our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is 4.0% APRC
Early Repayment Charges 5% until 31 October 2018,
then
5% until 31 October 2019,
then
4% until 31 October 2020,
then
3% until 31 October 2021,
then
2% until 31 October 2022
Max LTV 60%
Mortgage fees Application: No fee
Completion: No fee.

Includes a free standard valuation, £500 cashback.
Find out more
The APRC is calculated based on the following: A repayment mortgage of £135,000 payable over 25 Years 10 months initially on a rate fixed until 31/10/2022 at 2.55% and then our RMVR variable rate currently 4.74% for the remaining term would require 60 monthly payments of £594.42 and 249 monthly payments of £725.65 followed by a final payment of £444.34. The total amount payable would be £216,796.39 made up of the loan amount plus interest, CHAPS fee of £6 and Insurance charge of £10. The interest rates quoted include a 0.25% Direct Debit discount.
Initial rate payable 2.95% Fixed until 31/10/2022
Changing to 4.74%
our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is 4.2% APRC
Early Repayment Charges 5% until 31 October 2018,
then
5% until 31 October 2019,
then
4% until 31 October 2020,
then
3% until 31 October 2021,
then
2% until 31 October 2022
Max LTV 80%
Mortgage fees Application: No fee
Completion: No fee.

Includes a free standard valuation, £500 cashback
Find out more
The APRC is calculated based on the following: A repayment mortgage of £130,000 payable over 33 Years initially on a rate fixed until 31/10/2022 at 2.95% and then our RMVR variable rate currently 4.74% for the remaining term would require 60 monthly payments of £513.60 and 335 monthly payments of £631.35 followed by a final payment of £226.75. The total amount payable would be £242,545.00 made up of the loan amount plus interest, CHAPS fee of £6 and Insurance charge of £10. The interest rates quoted include a 0.25% Direct Debit discount.
Initial rate payable 2.72% Fixed until 31/10/2022
Changing to 4.74%
our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is 4.2% APRC
Early Repayment Charges 5% until 31 October 2018,
then
5% until 31 October 2019,
then
4% until 31 October 2020,
then
3% until 31 October 2021,
then
2% until 31 October 2022
Max LTV 80%
Mortgage fees Application: No fee
Completion: £995.

Includes a free standard valuation.
Find out more
The APRC is calculated based on the following: A repayment mortgage of £180,000 payable over 30 Years initially on a rate fixed until 31/10/2022 at 2.72% and then our RMVR variable rate currently 4.74% for the remaining term would require 60 monthly payments of £735.49 and 299 monthly payments of £910.63 followed by a final payment of £427.55. The total amount payable would be £316,835.32 made up of the loan amount plus interest, Completion fee of £995, CHAPS fee of £6 and Insurance charge of £10. The interest rates quoted include a 0.25% Direct Debit discount.
Initial rate payable 1.89% fixed until 30/06/2019
Changing to 4.74%
our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is 4.3% APRC
Early Repayment Charges 2% until 30 June 2018,
then
1% until 30 June 2019
Max LTV 75%
Mortgage fees Application: No fee
Completion: No fee
Find out more
The APRC is calculated based on the following: A repayment mortgage of £130,000 payable over 23 years 11 months initially on a rate fixed until 30/06/2019 at 1.89% and then our RMVR variable rate currently 4.74% for the remaining term would require 24 monthly payments of £562.88 and 262 monthly payments of £741.03 followed by a final payment of £484.54. The total amount payable would be £208,143.52 made up of the loan amount plus interest, CHAPS fee of £6 and Insurance charge of £10. The interest rates quoted include a 0.25% Direct Debit discount.
Initial rate payable 1.98% fixed until 30/06/2019
Changing to 4.74%
our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is 4.4% APRC
Early Repayment Charges 2% until 30 June 2018,
then
1% until 30 June 2019
Max LTV 80%
Mortgage fees Application: No fee
Completion: No fee
Find out more
The APRC is calculated based on the following: A repayment mortgage of £145,000 payable over 26 years 7 months initially on a rate fixed until 30/06/2019 at 1.98% and then our RMVR variable rate currently 4.74% for the remaining term would require 24 monthly payments of £584.47 and 294 monthly payments of £783.70 followed by a final payment of £452.95. The total amount payable would be £244,888.03 made up of the loan amount plus interest, CHAPS fee of £6 and Insurance charge of £10. The interest rates quoted include a 0.25% Direct Debit discount.
Initial rate payable 2.10% fixed until 30/06/2019
Changing to 4.74%
our current RMVR a variable rate for the remainder of the term
The overall cost for comparison is 4.4% APRC
Early Repayment Charges 2% until 30 June 2018,
then
1% until 30 June 2019
Max LTV 85%
Mortgage fees Application: No fee
Completion: No fee
Find out more
The APRC is calculated based on the following: A repayment mortgage of £145,000 payable over 27 years 2 months initially on a rate fixed until 30/06/2019 at 2.10% and then our RMVR variable rate currently 4.74% for the remaining term would require 24 monthly payments of £583.53 and 301 monthly payments of £776.22 followed by a final payment of £443.15. The total amount payable would be £248,090.09 made up of the loan amount plus interest, CHAPS fee of £6 and Insurance charge of £10. The interest rates quoted include a 0.25% Direct Debit discount.
Product name Initial rate payable Changing to The overall cost for comparison is Early Repayment Charges Max LTV Mortgage fees  
5 Year Fixed Rate Help to Buy Mortgage No fee 2.55% Fixed until 31/10/2022 4.74%
our current RMVR a variable rate for the remainder of the term
4.0% APRC 5% until 31 October 2018,
then
5% until 31 October 2019,
then
4% until 31 October 2020,
then
3% until 31 October 2021,
then
2% until 31 October 2022
60% Application: No fee
Completion: No fee.

Includes a free standard valuation, £500 cashback.
Find out more
The APRC is calculated based on the following: A repayment mortgage of £135,000 payable over 25 Years 10 months initially on a rate fixed until 31/10/2022 at 2.55% and then our RMVR variable rate currently 4.74% for the remaining term would require 60 monthly payments of £594.42 and 249 monthly payments of £725.65 followed by a final payment of £444.34. The total amount payable would be £216,796.39 made up of the loan amount plus interest, CHAPS fee of £6 and Insurance charge of £10. The interest rates quoted include a 0.25% Direct Debit discount.
5 Year Fixed Rate Help to Buy Mortgage No fee (Scotland only) 2.95% Fixed until 31/10/2022 4.74%
our current RMVR a variable rate for the remainder of the term
4.2% APRC 5% until 31 October 2018,
then
5% until 31 October 2019,
then
4% until 31 October 2020,
then
3% until 31 October 2021,
then
2% until 31 October 2022
80% Application: No fee
Completion: No fee.

Includes a free standard valuation, £500 cashback
Find out more
The APRC is calculated based on the following: A repayment mortgage of £130,000 payable over 33 Years initially on a rate fixed until 31/10/2022 at 2.95% and then our RMVR variable rate currently 4.74% for the remaining term would require 60 monthly payments of £513.60 and 335 monthly payments of £631.35 followed by a final payment of £226.75. The total amount payable would be £242,545.00 made up of the loan amount plus interest, CHAPS fee of £6 and Insurance charge of £10. The interest rates quoted include a 0.25% Direct Debit discount.
5 Year Fixed Rate Help to Buy Mortgage Standard fee (Scotland only) 2.72% Fixed until 31/10/2022 4.74%
our current RMVR a variable rate for the remainder of the term
4.2% APRC 5% until 31 October 2018,
then
5% until 31 October 2019,
then
4% until 31 October 2020,
then
3% until 31 October 2021,
then
2% until 31 October 2022
80% Application: No fee
Completion: £995.

Includes a free standard valuation.
Find out more
The APRC is calculated based on the following: A repayment mortgage of £180,000 payable over 30 Years initially on a rate fixed until 31/10/2022 at 2.72% and then our RMVR variable rate currently 4.74% for the remaining term would require 60 monthly payments of £735.49 and 299 monthly payments of £910.63 followed by a final payment of £427.55. The total amount payable would be £316,835.32 made up of the loan amount plus interest, Completion fee of £995, CHAPS fee of £6 and Insurance charge of £10. The interest rates quoted include a 0.25% Direct Debit discount.
2 Year Fixed Rate Mortgage No fee for Purchases 1.89% fixed until 30/06/2019 4.74%
our current RMVR a variable rate for the remainder of the term
4.3% APRC 2% until 30 June 2018,
then
1% until 30 June 2019
75% Application: No fee
Completion: No fee
Find out more
The APRC is calculated based on the following: A repayment mortgage of £130,000 payable over 23 years 11 months initially on a rate fixed until 30/06/2019 at 1.89% and then our RMVR variable rate currently 4.74% for the remaining term would require 24 monthly payments of £562.88 and 262 monthly payments of £741.03 followed by a final payment of £484.54. The total amount payable would be £208,143.52 made up of the loan amount plus interest, CHAPS fee of £6 and Insurance charge of £10. The interest rates quoted include a 0.25% Direct Debit discount.
2 Year Fixed Rate Mortgage No fee for Purchases 1.98% fixed until 30/06/2019 4.74%
our current RMVR a variable rate for the remainder of the term
4.4% APRC 2% until 30 June 2018,
then
1% until 30 June 2019
80% Application: No fee
Completion: No fee
Find out more
The APRC is calculated based on the following: A repayment mortgage of £145,000 payable over 26 years 7 months initially on a rate fixed until 30/06/2019 at 1.98% and then our RMVR variable rate currently 4.74% for the remaining term would require 24 monthly payments of £584.47 and 294 monthly payments of £783.70 followed by a final payment of £452.95. The total amount payable would be £244,888.03 made up of the loan amount plus interest, CHAPS fee of £6 and Insurance charge of £10. The interest rates quoted include a 0.25% Direct Debit discount.
2 Year Fixed Rate Mortgage No fee for Purchases 2.10% fixed until 30/06/2019 4.74%
our current RMVR a variable rate for the remainder of the term
4.4% APRC 2% until 30 June 2018,
then
1% until 30 June 2019
85% Application: No fee
Completion: No fee
Find out more
The APRC is calculated based on the following: A repayment mortgage of £145,000 payable over 27 years 2 months initially on a rate fixed until 30/06/2019 at 2.10% and then our RMVR variable rate currently 4.74% for the remaining term would require 24 monthly payments of £583.53 and 301 monthly payments of £776.22 followed by a final payment of £443.15. The total amount payable would be £248,090.09 made up of the loan amount plus interest, CHAPS fee of £6 and Insurance charge of £10. The interest rates quoted include a 0.25% Direct Debit discount.

Once the fixed, discounted or tracker period of the mortgage ends, the interest rate you pay will change to the Residential Mortgage Variable Rate (RMVR), or if you have a Buy to Let Mortgage, the Buy to Let Variable Rate (BMVR), which were introduced on 14 November 2012. These are different interest rates to the Society's Residential Standard Variable Rate (RSVR) or Buy to Let Standard Variable Rate (BSVR) although both MVR’s and SVR’s are set by the Society. These interest rates may change by different amounts at different times. RMVR and BMVR do not have any ceiling. For further details please see our Skipton Variable Rates page.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
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