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Remortgage conveyancing service

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

It's a simple fact that when it comes to remortgaging your property, you need a conveyancer to handle the legal aspects. Even if everything goes according to plan, sometimes it can be stressful, expensive and you might have to take time off work to meet your conveyancer and sign paperwork.

With our Skipton Remortgage Conveyancing Service you can forget about these hassles, because we have designed a service to meet your needs.

No charge for most remortgages

If you're moving your mortgage to Skipton but not moving home, then you won't usually have to pay anything for the legal costs involved. In other words, it's free to you as we pay the standard legal costs.

Please be aware that some legal work relating to matters not usually involved in a standard remortgage (e.g. transfers of ranking agreements) are not included in this offer e.g. transfers of equity or deeds of postponement. The solicitors will offer fixed prices for certain “elevated services”. Please ask your mortgage adviser for further details.

Some payments to third parties may still have to be paid. Please read notes 1 and 2 below for a full explanation. If the loan is above £1,000,000 additional costs may be payable.

Occasionally we may offer certain products with other benefits where we do not pay the legal costs. Your mortgage adviser will tell you if this is the case. Please read notes 1 and 2 below for a full explanation.

No time wasting visits

You won't have to use your lunch hours visiting your conveyancer, as they'll keep in touch with you by phone and post. What's more, they're only ever a phone call away should you have any questions.

No completion, no legal fees

If at any time your remortgage falls through, then you won't have to pay any standard legal fees, but disbursements (payments to third parties) are payable in any event and fees which relate to matters not usually involved in a remortgage may still have to be paid. Please read 1 and 3 of the Important Notes below for a full explanation.

Your legal adviser

For your peace of mind, an experiences and well respected firm, Conveyancing Direct Property Lawyers Limited (St. Leonards-on-Sea), is currently used in the Skipton Remortgage Conveyancing Service. They are regulated by the Council for Licensed Conveyancers.

To take advantage of the Skipton Remortgaging Conveyancing Service in England and Wales please call 0345 850 1755*

Important Notes

The Skipton Remortgage Conveyancing Service is only available where you choose to jointly instruct the Society's recommended conveyancer, as these fees have been specially negotiated with them.

The remortgage work is undertaken by the conveyancers on a ‘reduced title check' basis which Skipton considers is sufficient to assess its security. If for any reason you wish the conveyancers to carry out a full title check on your behalf they can do so but any additional costs involved are payable by you. Remortgages of part built properties are excluded from the legal costs offer.

We comply with the Solicitors Regulation Authority Code of Conduct 2011 and the Council for Licensed Conveyancers Code of Conduct Rules 2009. Any conveyancer to whom we may refer you to is an independent professional from whom you will receive impartial and confidential advice. You are free to choose another conveyancer, but in this instance, you may occur additional costs.

  1. Free legal fees for remortgages refers to the Society's legal fees and disbursements in connection with the taking of a mortgage which are usually payable by the borrower. Any fees or disbursements incurred which do not relate to the mortgage e.g. first registration of title, correction of title defects, dealing with any legal or beneficial interests (other than granting a mortgage) are payable by you e.g. transfers of equity. If you are aware that any of these may apply, please ask your adviser to ask your conveyancer for details of fees which may apply. The conveyancer may not be able to give definitive cost figures without examining the legal title.
  2. Any fees payable to an existing lender (e.g. deeds production fees or early repayment charges) are payable by you. If you have a leasehold property and a fee has to be paid to a management company or landlord for information, then this will be payable by you.
  3. A £6 CHAPS fee will be payable on release of the mortgage loan, and product fees such as application and/or completion fees may be payable to the Society.

No charge for most remortgages

If you're moving your mortgage to Skipton but not moving home, then you won't usually have to pay anything for the legal costs involved. In other words it's free to you because we pay the standard legal costs.

Please be aware that some legal work relating to matters not usually involved in a standard remortgage (e.g. transfers of ranking agreements) are not included in this offer e.g. transfers of equity or deeds of postponement. The solicitors will offer fixed prices for certain “elevated services”. Please ask your mortgage adviser for further details.

Some payments to third parties may still have to be paid. Please ready notes 1 and 2 below for a full explanation. If the loan is above £1,000,000 additional costs may be payable.

Occasionally we may offer certain products with other benefits where we do not pay the legal costs. Your mortgage adviser will tell you if this is the case. Please read notes 1 and 2 below for a full explanation.

No time wasting visits

You won't have to use your lunch hours visiting your solicitor, as they'll keep in touch with you by phone and post. What's more, they're only ever a phone call away should you have any questions.

No completion, no legal fees

If at any time your remortgage falls through, then you won't have to pay any standard legal fees, but disbursements (payments to third parties) are payable in any event and fees which relate to matters not usually involved in a remortgage may still have to be paid. Please read 1 and 3 of the Important Notes below for a full explanation.

Your legal adviser

For your peace of mind, a panel of experienced and respected firms take part in the Skipton Remortgaging Conveyancing Service. Your Skipton adviser will let you know which one will act for you.

The panel consists of:

  • Walker Laird (Paisley)
  • Aberdein Considine (Aberdeen)

To take advantage of the Skipton Remortgaging Conveyancing Service in Scotland all you have to do is call 0345 850 1755*

Important Notes

The Skipton Remortgage Conveyancing Service is only available where you choose to jointly instruct the Society's recommended solicitor, as these fees have been specially negotiated with them. 

The remortgage work is undertaken by the solicitors on a ‘reduced title check' basis which Skipton considers is sufficient to assess its security. If for any reason you wish the solicitors to carry out a full title check on your behalf they can do so but any additional costs involved are payable by you. Remortgages of part-built properties are excluded from the fixed price offer. 

We comply with the 1991 Practice Rules (Fee Sharing Rules) published by the Law Society of Scotland and any solicitors to whom we may refer you to is an independent professional from whom you will receive impartial and confidential advice. You are free to choose your own solicitor if you prefer, but in this instance, you may occur additional costs.

  1. Free legal fees for remortgages refers to the Society’s legal fees and disbursements in connection with the taking of a standard security which are usually payable by the borrower. Any fees or disbursements incurred which do not relate to the standard security e.g. first registration of title, correction of title defects, dealing with any legal or beneficial interests (other than granting a standard security) are payable by you. If you are aware that any of these may apply, please ask your adviser to ask your solicitor for details of fees which may apply. The solicitor may not be able to give definitive cost figures without examining the legal title.
  2. Any fees payable to an existing lender (e.g. deeds production fees or early repayment charges) are payable by you. If you have a leasehold property and a fee has to be paid to a management company or landlord for information, then this will be payable by you.
  3. A £6 CHAPS fee will be payable on release of the mortgage loan, and product fees such as application and/or completion fees may be payable.

Need help?

Phone Call Skipton Direct 0345 850 1755

Mon-Thurs
8am - 8pm
Fri
8am - 5.30pm
Sat
9am - 12pm
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
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