PLEASE BE AWARE OUR MORTGAGE PRODUCTS CAN BE WITHDRAWN AT SHORT NOTICE.
| |
3 Year Fixed Rate Mortgage |
3 Year Fixed Rate Mortgage |
3 Year Fixed Rate Mortgage |
| Maximum LTV (See Important Note 5) |
60% |
75% |
85% |
| Pay rate(s) |
Until 28 February 2013 the rate is fixed at |
5.89% |
Until 28 February 2013 the rate is fixed at |
6.14% |
Until 28 February 2013 the rate is fixed at |
6.99% |
| For the remainder of the term of the mortgage, changing to BoEBR + 4.45% giving a current pay rate of |
4.95% |
For the remainder of the term of the mortgage, changing to BoEBR + 4.45% giving a current pay rate of |
4.95% |
For the remainder of the term of the mortgage, changing to BoEBR + 4.45% giving a current pay rate of |
4.95% |
| The overall cost for comparison is |
|
5.4% APR |
|
5.5% APR |
|
5.7% APR |
| Early Repayment Charge (ERC) (See Important Note 3). |
5% until 28 February 2011
4% until 29 February 2012
3% until 28 February 2013 |
5% until 28 February 2011
4% until 29 February 2012
3% until 28 February 2013 |
5% until 28 February 2011
4% until 29 February 2012
3% until 28 February 2013 |
| Completion fee (See Important Note 4) |
£895 |
£895 |
£995 |
| Notes |
Available through our branch network & Skipton Direct team. |
Available through our branch network & Skipton Direct team. |
Available through our branch network & Skipton Direct team. |
| Overpayments allowed up to 10% of original loan each year without ERC (over 10% ERC applies) |
Yes up to 28 February 2013 |
Yes up to 28 February 2013 |
Yes up to 28 February 2013 |
| Max loan size |
- |
- |
- |
| Features |
- |
- |
- |
View Important Notes description of abbreviations