Capped Mortgages

PLEASE BE AWARE OUR MORTGAGE PRODUCTS CAN BE WITHDRAWN AT SHORT NOTICE.

Your payments are linked to a variable rate which means that payments may go up or down – but the amount the rate can rise to is restricted to an upper limit (known as the ‘cap’) for a set period of time.

  Base Rate Tracker Capped
Maximum LTV 75%
Pay rate(s) Until 30 April 2011 your payments will track BoEBR (currently 5.25%) plus 0.59%, but will not exceed 5.99%
  Currently giving a pay rate of 5.84%
  For the rest of the term of the mortgage, changing to our RSVR currently 6.70%
The overall cost for comparison is   6.8% APR
Early Repayment Charge (ERC) (See Important Note 2). 2% until 30 April 2009
1% until 30 April 2011
Completion fee (See Important Note 4) £749
Notes Only available through our branch network & Skipton Direct team.
This product is portable.
Overpayments allowed up to 10% of original loan each year without ERC (over 10% ERC applies) Yes, up to 30 April 2011
Features Free legal fees and valuations on remortgage (see note 1)

View Important Notes description of abbreviations

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Saturday: 9am - 12pm

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

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