Mortgage Payment Protection

Three simple ways to protect your mortgage payments

When you arrange a mortgage to buy your home, you naturally expect that you'll have a regular income throughout the period of the loan, so you'll be able to make all the repayments. But what happens if you're made redundant or have an accident or illness which prevents you from working? Who will pay the mortgage?

We offer three plans which are designed to cover your mortgage for up to 12 months. Any mortgage related premiums, such as endowment and household insurance can also be covered. For more information read the policy summary pdf.

Accident, Sickness and Unemployment Protection

This will cover your mortgage payments in the event of an accident, sickness or unemployment.

Accident and Sickness only Protection

This will cover your mortgage payments in the event of an accident or sickness.

Unemployment Protection

This option will cover your mortgage payments in the event of unemployment only.

On all of the above options you will receive the following benefits:

  • Payment of your mortgage in full for up to 12 months
  • A Back to Work advice service for all in the household, whether you are claiming or not
  • The option to choose protection for joint mortgage account holders.

For full details of the cover, conditions and exclusions that apply please read the policy document pdf.

The monthly premiums for our policies1 are much lower than many people expect. And when you consider the level of financial security they provide, we think you'll agree that they represent excellent value for money.

Call us on
08456 050660*

Or alternatively contact your nearest branch to discuss your insurance requirements.

Branch Finder

 

Site intended for UK residents only. Authorised and regulated by the Financial Services Authority under registration number 153706 for accepting deposits, advising on and arranging mortgages and insurance.
Skipton Building Society is a member of the Building Societies Association and Financial Ombudsman Service.
* To help maintain service and quality, some telephone calls may be recorded and monitored.