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Are you looking to cover funeral expenses or unpaid bills? Maybe you want to leave a nest egg for your family?
Whatever your needs, our Over 50s Life Insurance Plans, provided by Legal and General are designed to ease the financial burden on your family when you die.
Fixed Plan
Gives you the certainty of fixed monthly premiums and a fixed cash sum when you die, allowing you to budget with confidence
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Increasing Plan
If rising costs are a concern, our Increasing Plan aims to offer a benefit that keeps up with inflation.
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Important things you need to know about our plan
- If you take out a plan it has no cash in value at any time and if you stop paying premiums when they are due the plan will be cancelled and you won't get anything back.
- If you die within the first two years of your plan we will not pay the benefit but we will return all the premiums paid.
- Depending on how long you live, the total premiums paid may be greater than the benefit payable on death.
- You need to pay the premiums when due. However, if you reach your 90th birthday, you stop paying premiums but the cover continues for the rest of your life.
The plans are provided by Legal & General Assurance Society Limited, who are authorised and regulated by the Financial Services Authority.