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The withdrawals and deposits you can make on your account are dependent upon the Terms and Conditions of that account, which you should always check first. If you have any queries please contact us on 08458 501722*.

Withdrawals

Dependent upon your account Terms and Conditions, you can make a withdrawal against cleared funds from one of our branches, by post, through our branch network, via our Principal Office. Certain account types allow withdrawals by telephone or online where your account conditions permit.

The maximum amount you can withdraw on demand from a branch per day on each account is £250 in cash and £100,000 by cheque. For withdrawals of over £100,000 a cheque will be sent to you by post from our Principal Office in Skipton.

Withdrawals against cheques paid into your account can be made on the seventh working day from and including the day on which the cheque is paid in (if this is a working day). For example, a cheque paid in on a Monday will normally be available for withdrawal on the Tuesday of the following week.

Withdrawals against debit card payments can be made on the third working day from and including the day on which the payment was made into your account (if this is a working day). For example, a debit card payment made on a Monday will normally be available for withdrawal on the Wednesday of the same week.

Withdrawals against electronic payments, including CHAPS payments can be made immediately upon receipt.

Request a withdrawal slip to be forwarded by post.

Withdrawal Checklist

• Does your account permit withdrawals?
• All instructions must be clear and all relevant details on the withdrawal slip completed.
• Ensure all relevant signatories have signed the slip.
• Provide your passbook if you have one.
• Ensure your withdrawal will not take your account below the minimum required balance.

Deposits

You can make a deposit at one of our branches, by post through our branch network or via our Principal Office.

Deposit Checklist

• Does your account permit deposits?
• Your cheque must be payable to the account holder and include your Skipton account number. It is a security precaution that the account holder's name is always included on the cheque.
• Enclose your passbook if you have one.

Complete and sign a CHAPS request form.

CHAPS

You can make both withdrawals and deposits using CHAPS (Clearing House Automated Payment System). For further details on this process please call Customer Services on 0845 850 17 22*. Withdrawals by CHAPS have an administration fee of £25 , which will be taken from your account.

CHAPS Checklist

If you would like to make a payment INTO your account by this method and the type of account you have permits you to do so, please use the following bank details to instruct your bank to send the money to your Skipton account:

Please note with the Skipton Direct 30 account you can also pay by electronic transfer via the BACs system (Bank Automated Clearing System).

For more information on withdrawals and deposits call 0845 850 17 22*.